A non-fatal injury which is sustained by a person in a transport accident and which:
- Requires hospitalization for more than 48 hours, commencing within 7 days from the date the injury occurred; or
- Results in a fracture of any bone (except simple fractures of fingers, toes, or nose); or
- Involves lacerations which cause severe hemorrhage, nerve, muscle or tendon damage; or
- Involves injury to any internal organ; or
- Involves second- or third-degree burns, or burns affecting more than 5 per cent of the body surface; or
- Involves verified exposure to infectious substances or injurious radiation.