In the context of the Paris Club, countries not considered lower-middle-income or low-income countries. These countries receive non-concessional rescheduling terms, originally with flat repayment schedules, but in the 1990s increasingly with graduated payment schedules that have a maturity of up to 15 years and a grace period of 2–3 years for commercial credits. Official development assistance credits are rescheduled over 10 years, including a grace period of 5–6 years. The World Bank classifies as upper-middle income those countries with GNP per capita income of between $2,996 and $9,265 in 2000.