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Enhancing the financial inclusion of underserved groups in the Arab region

ESCWA Publication: E/ESCWA/CL5.SDGS/2026/Policy brief.1


Country: Arab region, Global, Kingdom of Bahrain, Republic of Djibouti, Arab Republic of Egypt, Republic of Iraq, Hashemite Kingdom of Jordan, State of Kuwait, Lebanese Republic, State of Libya, Islamic Republic of Mauritania, Kingdom of Morocco, Sultanate of Oman, State of Palestine, State of Qatar, Kingdom of Saudi Arabia, Republic of Tunisia, United Arab Emirates

Publication Type: Policy briefs

Cluster: 2030 Agenda and SDG Coordination

Focus Area: 2030 Agenda

Initiatives: Monitoring Sustainable Development Goal Data, Arab Forum for Sustainable Development

SDGs: Agenda 2030

Keywords: Accessibility, Arab countries, Bahrain, Behavioural sciences, Djibouti, Economic growth, Egypt, Financial inclusion, Financial regulations, Financial services, Iraq, Jordan, Kuwait, Lebanon, Libya, Mauritania, Mexico, Morocco, Oman, Qatar, Saudi arabia, Social development, Socially disadvantaged persons, Stakeholder engagement, State of palestine, Sustainable development, Tunisia, United arab emirates, Electronic funds transfer

Enhancing the financial inclusion of underserved groups in the Arab region

February 2026

The present policy brief aims to inform policymakers on accelerating financial inclusion for underserved groups in the Arab region. It presents a regional performance overview using the ESCWA Financial Inclusiveness Index. Based on structural and regulatory barriers that limit access to financial products and services, the policy brief highlights effective policy measures, regulatory instruments, and institutional frameworks. Emphasis is placed on the role of different stakeholders and partnerships in building inclusive financial ecosystems.

The policy brief includes examples impacting different underserved groups including women, young people, persons with disabilities and micro, small and medium enterprises. It also synthesizes behavioural science-based interventions that enhance access to and usage of financial products and services.

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