Statistical Terms Glossary

Traditional banking operations conducted with the general public.

Investor who buys securities and commodities futures on his own behalf, not for an organization.

Retail trade is defined in the International Standard Industrial Classification (ISIC) as the re-sale (sale without transformation) of new and used goods to the general public, for personal or household consumption or utilisation.

Retail trade includes the following ISIC Rev. 3 Groups in Division 52 (except repair of personal and household goods).

- non-specialised retail trade in stores;
- retail sale of food, beverages and tobacco in specialised stores;
- other Retail trade of new goods in specialised stores;
- retail sale of second-hand goods in stores;
- retail trade not in stores

Retail trade is a form of trade in which goods are mainly purchased and resold to the consumer or end- user, generally in small quantities and in the state in which they were purchased (or following minor transformations). This corresponds to the NACE Rev. 1 Division retail trade, except of motor vehicles and motorcycles; repair of personal and household goods. It includes the following Groups:
— retail sale in non-specialised stores;
— retail sale of food, beverages and tobacco in specialised stores;
— retail sale of pharmaceutical and medical goods, cosmetic and toilet articles;
— other retail sale of new goods in specialised stores;
— retail sale of second-hand goods in stores;
— retail sale not in stores;
— repair of personal and household goods.

The total weight of fish retained as a useful product.

Accumulated net income, less distributions to stockholders and transfers to paid-in capital accounts.

Small earth dam designed to retain water for only short periods of time to prevent excessively rapid runoff and erosion.

See interest retiming.

The individual who does not practice any kind of work because of availability of a revenue or receiving a pension.

A debt that has been paid off.

See debt retirement.

Retirement expenditure is the cost incurred currently, exclusive of any contribution by employees, in providing future retirement benefits for persons currently employed in education. This cost can be measured by actual or imputed employers (or third party) contributions to retirement systems. The reason for not counting employee’s contributions is that they are already counted in the gross salary component of total compensation.

Retirements occur when capital assets are withdrawn from the capital stock at the end of their service lives. Retirements are synonymous with “discards” and “scrapping"

Issue carrying the option (for both the issuer and the investor) for early redemption at one or several fixed dates.

Bond where coupon rate is determined for a limited number of years, after which a new coupon is determined, with bondholders at the same time having the right to early redemption.

Net income divided by average earning assets (loans and investment).

Net income as a percentage of total disbursed loan and equity investments net of reserves, and liquid assets averaged for the current period and previous fiscal year.

Net income as a percentage of the paid-in share capital and accumulated earnings averaged for the current period and previous fiscal year.

The amount, expressed as a percentage, that is earned on a company's total capital calculated by dividing the total capital into earnings before interest, taxes, or dividends are paid).